Skip to Content

How to Pay Less Points on Hyatt Hotel Stays

Share with a friend

Got an upcoming Hyatt hotel stay? Here’s how you can pay less points when you stay at Hyatt hotels.

How to Pay Less Points Using the Hyatt Trick Hyatt Zilara Cancun Traveling Well For Less

You can save thousands of points using the Hyatt trick to stay at Hyatt hotels

I found a trick to save points on Hyatt hotels that doesn’t involve using Hyatt Points + Cash or even Hyatt points.

You can pay less points on Hyatt hotel night award stays booking your Hyatt hotel through the Chase Ultimate Rewards Mall. And you don’t have to bother with transferring your Chase Ultimate Rewards points to Hyatt.

3 Steps to Pay Less Points on Hyatt Hotel Stays

1.  Log into your Chase Ultimate Rewards account
2.  Search for a Hyatt hotel
3.  Book hotel using Chase Ultimate Rewards points

Pay less points on Hyatt hotel stays

1.  Washington, DC

I was searching for a rental car in the Chase Ultimate Rewards Mall and decided to check rates on hotels because I’m arriving early for the Family Travel 4 Real Life Conference.

The Grand Hyatt Washington, DC is a Category 5 hotel and costs 20,000 Hyatt points.  But you would only pay 12,208 Chase Ultimate Rewards points through the Chase Ultimate Rewards Mall, a savings of 7,792 Hyatt points!

How to Pay Less Points on Hyatt Hotel Stays Grand Hyatt Washington DC Chase Sapphire Preferred Traveling Well For Less

You pay 12,208 Chase Ultimate Rewards points instead of 20,000 Hyatt Points for 1 Night at the Grand Hyatt Washington, DC

2. Cancun, Mexico

You’ll pay 22,023 Chase Ultimate Rewards points at the all-inclusive Hyatt Zilara Cancun.  Using Hyatt points would cost 25,000 Hyatt points.

How to Pay Less Points on Hyatt Hotel Stays Hyatt Zilara Cancun Chase Sapphire Preferred Traveling Well For Less

You can save almost 3,000 points at the Hyatt Zilara Cancun

3. Orlando

You can pay 15,000 Hyatt points to stay at the Category 4, Hyatt Regency Orlando.  Or you could save 3,698 points by paying 11,302 Chase Ultimate Rewards points.

How to Pay Less Points on Hyatt Hotel Stays Hyatt Regency Orlando Traveling Well For Less

The Hyatt Regency Orlando costs 11,302 Chase Ultimate Rewards points instead of 15,000 Hyatt points

5 Things to know when booking through the Chase Ultimate Rewards Mall

When you book through the Chase Ultimate Rewards Mall, you can pay with Chase Ultimate Rewards points, cash, or a combination of Chase Ultimate Rewards points and cash.

1. Pay with Chase Ultimate Rewards points

You can pay for your Hyatt hotel stay using Chase Ultimate Rewards points.

How to Pay Less Points Using the Hyatt Trick Grand Hyatt Washington DC Traveling Well For Less

You can use Chase Ultimate Rewards points instead of Hyatt points to book an award night at the Park Hyatt Washington DC

2. Pay with Chase Ultimate Rewards points and cash

You can also pay with a combination of Chase Ultimate Rewards points and cash.  You can choose any combination of points and cash.

You could save 10,000 Chase Ultimate Rewards points by paying with points and cash.

How to Pay Less Points on Hyatt Hotel Stays pay with points and cash Traveling Well For Less

Paying with Chase Ultimate Rewards Points + Cash can save a lot of points

3.  Pay with cash

You can also pay cash through the Chase Ultimate Rewards Mall and earn an extra Chase Ultimate Rewards point.

How to Pay Less Points on Hyatt Hotel Stays Pay with Cash Traveling Well For Less

You earn an extra Chase Ultimate Reward point when you pay with cash

4. Points price is not fixed

Unlike booking through the Hyatt website where the rate for a free night is constant, the cost of using Chase Ultimate Rewards points through the Chase Ultimate Rewards Mall can vary.

For the night of August 23, 2014, at the Grand Hyatt Washington, DC, you’ll pay 12,208 Chase Ultimate Rewards points.  But on August 24, 2014, you would pay 14,642 Chase Ultimate Rewards points.

How to Pay Less Points on Hyatt Hotel Stays Grand Hyatt Washington Traveling Well For Less

The Chase Ultimate Rewards points rate fluctuates

5. If you have the Chase Freedom Flex card, using points cost more

The Hyatt Zilara Cancun costs 22,023 Chase Ultimate Rewards points using your Chase Sapphire Preferred® Card.  But you’ll pay 27,529 Chase Ultimate Rewards points using your Chase Freedom Flex℠ which is 2,529 more points than using 25,000 Hyatt points.

"How

Earning Hyatt elite stay credit

Because you earn miles when booking flights through the Chase Ultimate Rewards Mall, you should also earn credit towards Hyatt elite status by booking through the Chase Ultimate Rewards Mall.

I haven’t had my stay yet so I won’t know until next month.

Summary

Booking your Hyatt award stay through the Chase Ultimate Rewards Mall can save you points, especially if you use Chase Ultimate Rewards points from your Chase Sapphire Preferred card.

But you’ll pay more if you use Chase Ultimate Rewards points from your Chase Freedom Flex card.

You should compare rates on the Hyatt website and Chase Ultimate Rewards Mall before booking your Hyatt stay.

Did you know that you could save points on your Hyatt stays through the Chase Ultimate Rewards Mall?

If you’ve booked your Hyatt stay using Chase Ultimate Rewards points, did you get stay credit?

Comment, tweet, or share this post.

Get the best credit card signup bonuses.

Follow us on Twitter | Facebook | Pinterest | Instagram | YouTube

Got a question? Or want help, suggestions, travel tips, learn how to travel for free, find out about travel deals, and maximize your miles and points? Use the subscription box below to sign-up and get post updates by email.

Traveling Well For Less has partnered with Your Best Credit Cards for our coverage of credit card products. Traveling Well For Less and YBCC may receive a commission from card issuers.


Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the best card to get started in the world of miles and points. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.
 
My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining, $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.
 

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is one of my favorite cards for earning cash back card and travel rewards. It offers a welcome offer of an additional 1.5% cash back on all your purchases up to $20,000 your first year.
 
My favorite perks about this card are earning 5% cash back on travel booked through the Chase Travel Portal, 3% cash back at drugstores and restaurants (including delivery and takeout), 1.5% cash back on all other purchases and no annual fee. When paired with cards like the Chase Sapphire Reserve® Card or Ink Business Cash® Credit Card, you can use your points to travel for free.
 

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Mia

Monday 2nd of October 2017

I forgot to ask... what's the formula for using points valuation? As I mentioned in my previous comment, I believe using either points or points plus cash will be a better deal if a nightly rate is $400+ but how do I justify that as a formula if, for example, one Hyatt point is currently valued at 2 cents? I get so confused! So again, your help is appreciated! :)

Mia

Monday 2nd of October 2017

Hello. I realize that this an old post, but can you help me figure out how points valuation works? More specifically, is it better to use Hyatt points for 12,000 a night or use 6,000 points plus US $99 cash? If a nightly stay costs about $400+ then points or points+cash is a better deal, right? I just don't know if I should use all points or points plus cash. Look forward to your response and it will be greatly appreciated! :)

Sajer Guy

Saturday 1st of November 2014

Did you ever get stay credit for your Hyatt night paid via Chase UR points?

Debbie @ Traveling Well For Less

Wednesday 5th of November 2014

Hi Sajer Guy,

I canceled my Chase Ultimate Rewards Mall booking because I got a cheaper rate using My Elite Rate.

I have another upcoming stay so I'll let you know.

Tammy

Saturday 12th of July 2014

Another great find. Thanks for sharing!

Songer

Wednesday 9th of July 2014

Do you also earn full stay credit and points or is this channel considered a third party travel agent site?

I suppose this is a good way to save cash but it really means you're using points sub optimally. At those cash rates I'd much rather use cash than use Hyatt or UR points which are worth more than 1.25 cents each to me.

Debbie @ Traveling Well For Less

Thursday 10th of July 2014

Hi Songer,

Theoretically you should earn stay credit because you earn miles when you book flights through the Chase Ultimate Rewards Mall.

I haven't had my stay yet, but will back if I earn credit and whether the hotel acknowledges my elite benefits.

I agree, depending on the cash price, it's better to pay cash and save the Chase Ultimate Rewards points for more expensive properties.

This site uses Akismet to reduce spam. Learn how your comment data is processed.