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25 Credit Cards With Low Minimum Spending Requirements (Under $1,000)

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Update: Some of the credit card offers in this post are no longer available. Check our travel rewards card page for the latest offers.

You can earn lots of miles and points with the top credit card offers that have low minimum spending requirements, under $1,000.

22 Credit Cards With Low Minimum Spending Requirements (Under $1,000) Traveling Well For Less

Over 2 dozen credit cards with low minimum spending requirements

Travel Sooner

Low minimum spending requirement credit cards mean you don’t have to wait to get free travel.

There are also credit cards with no minimum spend requirements.

You can get 10,000 to 80,000 miles and points from credit card signup bonuses which could get you a free airline ticket (or two) and/or free hotel nights.

25 Credit Cards With Low Minimum Spending Requirements (Under $1,000)

When this post was originally published in December 2014, there were 25 credit cards with low minimum spending requirements, under $1,200.

Currently, there aren’t as many travel rewards cards that give you benefits without any spending requirement.

This post reflects the current offers. Cards with a higher spending requirement have been removed as have cards that are no longer available.

A few cards with higher spending requirements are included. Because those offers change frequently and vary between low minimum spending and moderate spending.

Check the best welcome offers for the latest offers.

You can find an alphabetical list of no minimum spending requirement credit cards here.

Miles/Points: “free” signup bonus miles/points upon approval or first use
Bonus Miles/Points: additional miles/points when you spend a certain amount
Cost for card: annual fee, most waive the fee for the first year
cpm (cost per mile) and cpp (cost per point): the cost for “free” miles and “free” points

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Bonus:$200 statement credit after spending $2,000 on purchases in the first 6 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpp (cost per point): $10 ($2,000 ÷ $200); $10 ($2,000 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THE BLUE CASH EVERYDAY® CARD FROM AMERICAN EXPRESS AND HOW TO APPLY

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express Bonus: $250 statement credit after spending $3,000 on purchases in the first 6 months. Terms Apply
Cost for card: $0 intro annual fee for the first year, then $95 (see rates and fees)
cpp (cost per point): $23 ($3,000 ÷ $250); $12.38 ($3,000 + $95 ÷ $250)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THE BLUE CASH PREFERRED® CARD FROM AMERICAN EXPRESS AND HOW TO APPLY

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card Bonus: $200 one time cash bonus after spending $500 on purchases in the first 3 months
Cost for card: $0 annual fee
cpp (cost per point): $2.5 ($500 ÷ $200); $2.5 ($500 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THE CAPITAL ONE QUICKSILVER CASH REWARDS CREDIT CARD AND HOW TO APPLY

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card Bonus: $200 after spending $500 on purchases in the first 3 months
Cost for card: $0 annual fee
cpp (cost per point): $2.5 ($500 ÷ $200); $2.5 ($500 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THE CAPITAL ONE SAVORONE CASH REWARDS CREDIT CARD AND HOW TO APPLY

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Miles: 20,000 after spending $500 in the first 3 months
Cost for card: $0 annual fee
cpm (cost per mile): $0.025 ($5,00 ÷ 20,000); $0.025 ($5,00  + $0 ÷ 20,000)

LEARN MORE ABOUT THE CAPITAL ONE VENTUREONE REWARDS CREDIT CARD AND HOW TO APPLY

Chase Freedom Unlimited®

Chase Freedom Unlimited® Bonus: An additional 1.5% cash back on all your purchases the first year up to $20,000, 5% cash back on travel booked through the Chase travel portal, 3% cash back at drugstores and restaurants, and 1.5% cash back on all other purchases
Cost for card: $0 annual fee
cpp (cost per point):

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THE CHASE FREEDOM UNLIMITED® AND HOW TO APPLY

Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card Miles: 10,000 miles spending $1,000 on purchases in the first 6 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpm (cost per mile): $0.10 ($1,000 ÷ $10,000); $0.10 ($1,000 + $0 ÷ 10,000)

LEARN MORE ABOUT THE DELTA SKYMILES® BLUE AMERICAN EXPRESS CARD AND HOW TO APPLY

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card Miles: 70,000 Delta Airlines miles after spending $3,000 in the first 6 months. Terms Apply
Cost for card: $0 introductory annual fee for the first year, then $99  (see rates and fees)
cpm (cost per mile): $0.04 ($3,000 ÷ 70,000); $0.04 ($3,000 + $0 ÷ 70,000)

LEARN MORE ABOUT THE DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD AND HOW TO APPLY

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card Miles: 80,000 Delta Airlines miles after spending $6,000 in the first 6 months.  Terms Apply. Offer ends March 27, 2024
Cost for card: $0 introductory annual fee for the first year, then $99 (see rates and fees)
cpm (cost per mile): $0.075 ($6,000 ÷ 80,000); $0.075 ($6,000 + $0 ÷ 80,000); $0.075 ($6,000 + $0 ÷ 80,000)

LEARN MORE ABOUT THE DELTA SKYMILES® GOLD BUSINESS AMERICAN EXPRESS CARD AND HOW TO APPLY

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card Miles:  90,000 Delta Airlines miles after spending $4,000 in the first 6 months. Terms Apply. .
Cost for card: $250 annual fee (see rates and fees)
cpm (cost per mile): $0.044 ($4,000 ÷ 90,000); $0.044 ($4,000 ÷ 90,000); $0.047 ($4,000 + $250 ÷ 90,000)

LEARN MORE ABOUT THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD AND HOW TO APPLY

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card Miles:  Limited Time Offer 100,000 Delta Airlines miles after spending $8,000 in the first 3 months. Terms Apply. Offer ends March 27, 2024
Cost for card: $250 annual fee (see rates and fees)
cpm (cost per mile): $0.08 ($8,000 ÷ 100,000); $0.08 ($8,000 ÷ 100,000); $0.08 ($8,000 + $250 ÷ 100,000)

LEARN MORE ABOUT THE DELTA SKYMILES® PLATINUM BUSINESS AMERICAN EXPRESS CARD AND HOW TO APPLY

Hilton Honors American Express Card

Hilton Honors American Express Card Points: 100,000 Hilton points after spending $2,000 in the first 6 months. Terms Apply. Offer ends April 17, 2024
Cost for card: $0 annual fee (see rates and fees)
cpp (cost per point): $0.025 ($2,000 ÷ 80,000); $0.025 ($2,000 + $0 ÷ 80,000)

LEARN MORE ABOUT THE HILTON HONORS AMERICAN EXPRESS CARD AND HOW TO APPLY

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card Points: 50,000 points after spending $1,000 in the first 3 months
Cost for card: $69 annual fee
cpp (cost per point): $0.02 ($1,000 ÷ 50,000); $0.02 ($1,000 + $69 ÷ 50,000)

You can fly for free for up to two years with this low annual fee card. Here’s how to decide which Southwest card is right for you.

LEARN MORE ABOUT THE SOUTHWEST RAPID REWARDS® PLUS CREDIT CARD AND HOW TO APPLY

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card Points: 50,000 points after spending $1,000 in the first 3 months
Cost for card: $99 annual fee
cpp (cost per point): $0.02 ($1,000 ÷ 50,000); $0.02 ($1,000 + $99 ÷ 50,000)

You get 2 Early Bird Check-ins a year and can fly for free for up to two years with this card.

LEARN MORE ABOUT THE SOUTHWEST RAPID REWARD® PREMIER CREDIT CARD AND HOW TO APPLY

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card Points: 50,000 points after spending $1,000 in the first 3 months
Cost for card: $149 annual fee
cpp (cost per point): $0.02 ($1,000 ÷ 50,000); $0.02 ($1,000 + $149 ÷ 50,000)

You get 4 free upgraded boarding passes and can fly for free for up to two years with this card.

Read my review of the Southwest Rapid Rewards(R) Priority Credit Card.

LEARN MORE ABOUT THE SOUTHWEST RAPID REWARDS® PRIORITY CREDIT CARD AND HOW TO APPLY

United℠ Explorer Card

United℠ Explorer Card Miles: 60,000 miles when you spend $3,000 on purchases in the first 3 months.
Cost for card: $95 annual fee, waived the first year
cpm (cost per mile): $0.05 ($3,000 ÷ 60,000); $0.05 ($3,000 + $0 ÷ 60,000)

This card offers up to a $100 rebate on Global Entry, TSAPreCheck, or NEXUS.

LEARN MORE ABOUT THE UNITED℠ EXPLORER CARD AND HOW TO APPLY

United Gateway℠ Card

United Gateway℠ Card Miles: 30,000 miles when you spend $1,000 on purchases in the first 3 months.
Cost for card: $95 annual fee, waived the first year
cpm (cost per mile): $0.03 ($1,000 ÷ 30,000); $0.03 ($1,000 + $0 ÷ 30,000)

This is a great no annual fee card and one of the 10 Best Balance Transfer Credit Cards with 0% intro APR.

LEARN MORE ABOUT THE UNITED GATEWAYS℠ CARD AND HOW TO APPLY

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For Amex Cash Magnet rates and fees, click here.
For Amex Blue Cash Everday rates and fees, click here.
For Amex Blue Cash Preferred rates and fees, click here.
For Blue Delta Skymiles rates and fees, click here.
For Delta Skymiles Gold rates and fees, click here.
For Delta Skymiles Gold Business rates and fees, click here.
For Amex Hilton rates and fees, click here.
For Delta Platinum Business rates and fees, click here.

Traveling Well For Less has partnered with Your Best Credit Cards for our coverage of credit card products. Traveling Well For Less and YBCC may receive a commission from card issuers.


Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the best card to get started in the world of miles and points. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.
 
My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining, $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.
 

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is one of my favorite cards for earning cash back card and travel rewards. It offers a welcome offer of an additional 1.5% cash back on all your purchases up to $20,000 your first year.
 
My favorite perks about this card are earning 5% cash back on travel booked through the Chase Travel Portal, 3% cash back at drugstores and restaurants (including delivery and takeout), 1.5% cash back on all other purchases and no annual fee. When paired with cards like the Chase Sapphire Reserve® Card or Ink Business Cash® Credit Card, you can use your points to travel for free.
 

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Sunday 21st of December 2014

[…] Ultimate Parisian Guide to Paris 25 Credit Cards with Low Minimum Spending Requirements. If you are interested in travel hacking with credit cards and miles, this article will probably be […]

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