Do dreams of First Class flights and overwater villas have you looking for new ways to earn lots of miles, points, and cash back? You’re in luck because there’s a new prepaid card.
Keep reading for my review: Dining Everywhere Prepaid Visa card.
Dining Everywhere Prepaid Visa Card
The Dining Everywhere card is a pin-enabled variable load prepaid Visa card that’s meant to be used to buy food and drink at restaurants and bars in the US.
Note: Some restaurants might charge an automatic 20% for tips when you use the Dining Everywhere Prepaid Visa card to pay your bill.
You can load $20 to $200 to the Dining Everywhere card. It is not reloadable. So the amount you load to the card is what you can spend.
The PIN is the last 4 digits of the card. You can change the PIN online or by calling 877-341-5484.
The Dining Everywhere Prepaid Visa card is issued by MetaBank and is part of the Blackhawk Network.
You can register your card, check your card balance, or change your PIN online.
This Dining Everywhere Prepaid Visa card is a new way to earn a lot of miles and points.
Read: Buying Money Orders: You might be structuring if
Where to Find the Dining Everywhere Prepaid Visa Card
You can get the Dining Everywhere Prepaid Visa card at Office Depot. At this time it’s not available in Staples, Rite-Aid, or CVS.
And you can pay with your credit card. The prompt “Only cash purchases allowed” will display on the cashier’s screen. An override is NOT required.
If you buy $1,000 or more at a time, your driver’s license, date of birth, and addresses required.
I’m not sure what’s the maximum you can buy in one day. As I didn’t want to risk having too many prepaid Visa cards that couldn’t be liquidated.
Important things to keep in mind:
- Don’t get stuck with cards you can’t lose
- Don’t buy gift cards if you can’t float the money
- Slow and steady wins the race
Read: Extreme miles and points collecting
Fee to Purchase
There’s a $4.95 fee to purchase the Dining Everywhere card.
But it’s easily offset by any points you earn.
Not a bad cost per point but you should consider: How far Office Depot is from you? How easily can you use the Dining Everywhere card?
This could be worth it for people who don’t have a Staples, Simon Mall, or Macerich Mall in their area.
Read: How to Easily Get Unlimited Miles & Points in Minutes Without Fees
Where You Can Use the Dining Everywhere Card
You can use the Dining Everywhere card at restaurants and bars.
Note: restaurants and bars that use a card reader like Square sometimes don’t code as a restaurant purchase. So your card might get declined.
But you can also use the Dining Everywhere card to purchase money orders.
I was able to purchase money orders at Walmart, grocery stores, the post office, and other places that sell money orders and accept debit cards.
And I didn’t have to enter my PIN at Walmart.
I was not able to get cash back.
But YMMV (Your Miles May Vary).
Read: Buying Money Orders: You might be structuring if
Can You Load Bluebird or Serve With the Dining Everywhere Card?
I was not able to load my Bluebird or Serve at Walmart. Unlike the first Walmart, this Walmart required a pin.
If there are any Dining Everywhere cards left at Office Depot, I might buy more and try a different Walmart.
Conclusion
The Dining Everywhere Prepaid Visa card is a new way to earn lots of miles and points.
You can buy the Dining Everywhere card at Office Depot. There’s a $4.95 fee for each card.
Cards can be loaded up to $200 and are pin-enabled. PINs are changeable online or calling.
You can’t load Bluebird or Serve with the Dining Everywhere Prepaid Visa card but you can buy money orders.
Thanks to Chris Stafford for the heads-up.
What have been your experiences with using the Dining Everywhere Prepaid Visa Cards?
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Jane
Wednesday 14th of December 2022
Tried to use the Dine Everywhere card at Bonefish Restaurant. We were told they are not participating in that. :-(
Debra Schroeder
Sunday 15th of January 2023
Hi Jane,
That's unfortunate and a bummer. Some restaurants don't take debit cards so perhaps that's why? But if they do, then they should have accepted it.
Inas
Thursday 7th of January 2021
Good review! Just wish it didn't have the fees attached
Paul grant
Thursday 6th of February 2020
Can these cards still be used at walmart in 2020 ?? Got one as a gift 8 was devistated it didnt work at a store
Debra Schroeder
Wednesday 22nd of April 2020
Hi Paul grant,
I'm not sure, haven't tried this year.
Anna Grossi
Thursday 9th of January 2020
Need to know the places where I can use this card.
Debra Schroeder
Thursday 30th of January 2020
Hi Anna
You can use these cards at restaurants & bars everywhere Visa is accepted. There's an automatic 20% gratuity factored into the value of the card. So you can't use the entire value in one swipe. It has to be 20% less of the card's value.
Anna Grossi
Thursday 9th of January 2020
Tried to use the card at a well known restaurant in Mt Lebanon, Pa and they would not use it. Good thing I had money to pay. Card was given to me for a Christmas Gift. You should buy them back and add the fee on to the Visa Card.
Debra Schroeder
Thursday 30th of January 2020
Hi Anna,
Sorry to hear you couldn't use your card at a Mt Lebanon, PA restaurant. Maybe the issue was the value of the card? With these cards, an automatic 20% tip is "deducted" from the swipe value. For example, if your card had a $25 limit and your bill was $25, it won't work because it's short the 20% gratuity. So you have to use 20% less of the value of your card. Hope that helps.