I've written about whether buying money orders could get you convicted of money laundering before. Recent…
Review: Dining Everywhere Prepaid Visa Card
Do dreams of First Class flights and overwater villas have you looking for new ways to earn lots of miles, points, and cash back? You’re in luck because there’s a new prepaid card. And you can earn 5X Chase Ultimate Rewards or 5% Cash Back. Keep reading for my review: Dining Everywhere Prepaid Visa card.
Contents
Dining Everywhere Prepaid Visa Card

The Dining Everywhere card is a pin-enabled variable load prepaid Visa card that’s meant to be used to buy food and drink at restaurants and bars in the US. But you can use this card at other places…
Note: Some restaurants might charge an automatic 20% for tips when you use the Dining Everywhere Prepaid Visa card to pay your bill.
You can load $20 to $200 to the Dining Everywhere card. It is not reloadable. So the amount you load to the card is what you can spend.
The PIN is the last 4 digits of the card. You can change the PIN online or by calling 877-341-5484.
The Dining Everywhere Prepaid Visa card is issued by MetaBank and part of the Blackhawk Network.
You can register your card, check your card balance or change your PIN online.
This is Dining Everywhere Prepaid Visa card is a new way to earn a lot of miles and points or meet minimum spending.
Read: Buying Money Orders: You might be structuring if
Where to Find the Dining Everywhere Prepaid Visa Card

You can get the Dining Everywhere Prepaid Visa card at Office Depot. At this time it’s not available in Staples, Rite-Aid, or CVS.
And you can pay with your credit card. The prompt “Only cash purchases allowed” will display on the cashier’s screen. An override is NOT required.
If you buy $1,000 or more at a time, your driver’s license, date of birth, and addresses required.
I’m not sure what’s the maximum you can buy in one day. As I didn’t want to risk having too many prepaid Visa cards that couldn’t be liquidated.
Use your Chase Ink Cash card and to get 5X Chase Ultimate Rewards points or 5% cash back on your purchase.
Important things to keep in mind:
- Don’t get stuck with cards you can’t lose
- Don’t buy gift cards if you can’t float the money
- Slow and steady wins the race
Read: Extreme miles and points collecting
Fee to Purchase
There’s a $4.95 fee to purchase the Dining Everywhere card.
If you buy a $200 Dining Everywhere prepaid card with your Chase Ink Cash you’ll earn 1,025 Chase Ultimate Reward points. Your cost is $0.0048 per point.
Not a bad cost per point but you should consider: How far Office Depot is from you? How easily can you use the Dining Everywhere card?
This could be worth it for people who don’t have a Staples, Simon Mall or Macerich Mall in their area.
Read: How to Easily Get Unlimited Miles & Points in Minutes Without Fees
Where You Can Use the Dining Everywhere Card

You can use the Dining Everywhere card at restaurants and bars.
Note: restaurants and bars that use a card reader like Square sometimes don’t code as a restaurant purchase. So your card might get declined.
But you can also use the Dining Everywhere card to purchase money orders.
I was able to purchase money orders at Walmart, grocery stores, the post office, and other places that sell money orders and accept debit cards.
And I didn’t have to enter my PIN at Walmart.
I was not able to get cash back.
But YMMV (Your Miles May Vary).
Read: Buying Money Orders: You might be structuring if
Can You Load Bluebird or Serve With the Dining Everywhere Card?
I was not able to load my Bluebird or Serve at Walmart. Unlike the first Walmart, this Walmart required a pin.
If there are any Dining Everywhere cards left at Office Depot, I might buy more and try a different Walmart.
Conclusion
The Dining Everywhere Prepaid Visa card is a new way to earn lots of miles and points.
You can buy the Dining Everywhere card at Office Depot. There’s a $4.95 fee for each card.
Cards can be loaded up to $200 and are pin-enabled. PINs are changeable online or calling.
You can’t load Bluebird or Serve with the Dining Everywhere Prepaid Visa card but you can buy money orders.
Thanks to Chris Stafford for the heads-up.
What have been your experiences with using the Dining Everywhere Prepaid Visa Cards?
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slow and steady never won a race against someone who was fast and steady. aesop’s most quoted blunder.
Hi dcatast,
Quite true but few know the real quote. 🙂
Hi, just to ask if the purchase of this gift card was counted as a cash advance by your CC issuer, or as a simple purchase?
Also, any special instructions for purchasing the money orders at the post office?
Thank you!
Hi Jon,
It’s considered a purchase similar to buying Visa Gift cards from Staples.
Nope, no special instructions on buying money orders at the post office. Just tell them how much you want it for (less the cost of the money order) and then swipe your card.
Good review, Debra. What happened when you entered your PIN with the Bluebird/Serve? It just declined?
Hi Bill N,
Thanks, glad you enjoyed the review. 🙂
I think it was the “card type not accepted” or something similar error message. I didn’t try swiping again, figured it might have been that Walmart.
If there are any left at OD, I’ll buy a few more and try again at another Walmart.
For buying money orders, what was the maximum load per slide of the Dining Everywhere card at Walmart ? At the Post Office? At grocery store?
Hi Newoneathome,
The maximum load per slide is whatever you’ve loaded on the card (up to $200 – the maximum you can load on the card), less any money order fees.
I had an “Authorization Failure” at the Post office. My local Safeway (Reston, VA) takes cash only for a MO. Just for grins, I asked at a 7-11 (no, they only take cash as well). I will try Walmart later today, but it’s a bit of a hike to get there.
Not looking so good to liquidate
Hi Jim F,
🙁 Hopefully you’ll find a way to use the Dining Everywhere card.
Happy to report that I was able to get a MO for the Dining Everywhere VISA from Walmart in Fair Lakes, Northern VA. (near I-66 and Fairfax County Pkwy) for $199.30, as Walmart charges .70c for processing. Estimated total cost:
$4.95 for the card
.70 MO processing fee
2.00 Gas back and forth
Received: 1025 UR points (bought with INK)
Going to go back to OD to get a few more!
Hi Jim F,
Awesome, glad it worked for you. Just remember to go easy. Just in case they stop working. 🙂
Did you do this at a Walmart Money Center counter or a Customer Service Desk?
Hi CJ,
Both, the Walmart Money Center and the Customer Service desk.
Thank you, thank you, thank you Debra for sharing this information!!! When I came home after a hectic day, my heart sank . . . I purchased a few of these Dinning Everywhere Visa cards by MISTAKE!!!! I only focused on the information at the top where it says Visa and $20 – $200 . . . I purchase pre-paid gift cards frequently as incentives for the youth that support my company’s work in the community and these youth need to be able to spend these funds on necessities . . . . there are no sit down restaurants in their communities, unfortunately (and I assume these cards do NOT work at a Jimmy Johns, Subway, Chiptole, etc. type restaurants) so your information on being able to use these cards at Walmart (or the Post Office) to purchase a Money Order has saved me!!!!
Hi Roz P,
Glad the post was helpful to you. 🙂
I purchased the Home Everywhere ones and they would not allow MO’s at WM. Just a heads up. I intend to try getting the Movies one and the Dining one to try at my WM to see if it is just the Home kind or if it is all kinds.
Hi CJ,
Only load a small amount just in case you can’t unload it.
I had to apologize to the person I gave this card to as a gift. . I was aggravated by the sneaky fee just to activate it.
They were aggravated by the 8-yes EIGHT pages of rules, regulations and hoops you must jump thru to use it .
Then to top it off , they had to pay a fee to use it at the restaurant.
Never do that again. Now I remember why I got away from Bank of America and Visa,
Dining Everywhere is a scam.
The *everwhere cards are the worst. e.g. I can’t use the dining everywhere card at 7-eleven to buy food. I got fooled into buying these and will never ever buy any of this restricted crap cards again. Just got with the generic VIsa cards that actually work “everywhere.” This is the biggest false advertising and scam ever.
Hi jc,
The Dining Everywhere cards are designed to be used at restaurants and bars. Unfortunately, 7-11 isn’t considered a restaurant or bar so the card won’t work there.
this card fing sucks and doesn’t work damn near ANYWHERE LET ALONE EVERYWHERE!!!!!!!!!!!!
Hi,
When used as designed the cards work great. Just remember when using at a restaurant you have to use it for less than the amount of your card because it will automatically factor in a 20% tip.
These cards are a scam. We were given two as a gift. After activating, tried six different restaurants before we found one (a diner) that would take them. Then, with their 20% rule, they are not even worth the face value. Restaurant would not except what stated value was, even though we were willing to pay the overage in cash because of the 20% rule. I felt bad for the person who gave them to us and let them know so as to not think they were giving a nice gift card when in fact they were being stung.
Hi Greg Vedder,
Such a horrible experience. 🙁 The mandatory 20% rule is lame. It’s probably a good idea to spend below the card’s value at a restaurant. Or convert to a money order (my preferred method).
so I I was given a dining everywhere card..even if I opened it I can tak eto wal mart to get a money order in its place? I have funds on it but tried to order pizza and I couldnt
Hi april fields,
The trick with these cards when using for food is to order less than the stated amount. So if the card has $25 on it, then order something that costs $20 because you have to allow for the 20% tip.
You can use it to buy a money order at Walmart. But it’s not a simple trade-in process. So unless you’ve bought a money order with a gift card before you may want to stick to using it a restaurant.
Why does it say ” use anywhere Visa is accepted ” but no 711 really. This card is useless I threw it in the trash can at 711 cause I thought ok, maybe I used it and forgot nope 20. Bux on it come on here and after 20 mins. Of looking for a way to actually speak to a person read you cant use them at 711. Yall are some crooks , maybe update the website explaining that basically noone accepts this card first!
Hi Robbie,
The Dining Everywhere cards say “Use at restaurants & bars everywhere Visa is accepted” Because 7-11 isn’t a restaurant or bar the card won’t work there. 🙁
That’s not exactly what it says Robbie, you missed all of the words that come before that 🤦
THESE CARDS ARE A SCAM!!!
Hi Sally,
Sorry to hear you’re having difficulty using the card. These cards can be used at restaurants and bars in the US. But you have to remember that it factors in an automatic 20% tip.
Tried to use the card at a well known restaurant in Mt Lebanon, Pa and they would not use it. Good thing I had money to pay. Card was given to me for a Christmas Gift. You should buy them back and add the fee on to the Visa Card.
Hi Anna,
Sorry to hear you couldn’t use your card at a Mt Lebanon, PA restaurant. Maybe the issue was the value of the card? With these cards, an automatic 20% tip is “deducted” from the swipe value. For example, if your card had a $25 limit and your bill was $25, it won’t work because it’s short the 20% gratuity. So you have to use 20% less of the value of your card. Hope that helps.
Need to know the places where I can use this card.
Hi Anna
You can use these cards at restaurants & bars everywhere Visa is accepted. There’s an automatic 20% gratuity factored into the value of the card. So you can’t use the entire value in one swipe. It has to be 20% less of the card’s value.
Can these cards still be used at walmart in 2020 ?? Got one as a gift 8 was devistated it didnt work at a store
Hi Paul grant,
I’m not sure, haven’t tried this year.
Good review! Just wish it didn’t have the fees attached