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25 Credit Cards With Low Minimum Spending Requirements (Under $1,000)

Update: Some of the credit card offers in this post are no longer available. Check our travel rewards card page for the latest offers.

You can earn lots of miles and points with the top credit card offers that have low minimum spending requirements, under $1,000.

22 Credit Cards With Low Minimum Spending Requirements (Under $1,000) Traveling Well For Less

Over 2 dozen credit cards with low minimum spending requirements

Travel Sooner

Low minimum spending requirement credit cards mean you don’t have to wait to get free travel.

There are also credit cards with no minimum spend requirements.

You can get 10,000 to 80,000 miles and points from credit card signup bonuses which could get you a free airline ticket (or two) and/or free hotel nights.

25 Credit Cards With Low Minimum Spending Requirements (Under $1,000)

When this post was originally published in December 2014, there were 25 credit cards with low minimum spending requirements.

Currently, there aren’t as many travel rewards cards that give you benefits without any spending requirement.

This post has been updated to reflect current offers. Cards with a higher spending requirement have been removed as have cards that are no longer available. Check the best welcome offers for the latest offers.

You can find an alphabetical list of no minimum spending requirement credit cards here.

Miles/Points: “free” signup bonus miles/points upon approval or first use
Bonus Miles/Points: additional miles/points when you spend a certain amount
Cost for card: annual fee, most waive the fee for the first year
cpm (cost per mile) and cpp (cost per point): the cost for “free” miles and “free” points

American Express Cash Magnet® Card

Bonus: $200 statement credit after spending $1,000 in first 3 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpp (cost per point): $5 ($1,000 ÷ $200)

LEARN MORE ABOUT THIS CARD

Amex EveryDay Preferred Credit Card

Points: 15,000 Membership Rewards points after spending $1,000 in 3 months
Cost for card: $95 annual fee
cpp (cost per point): $0.06 ($1,000 ÷ 15,000); $0.073 ($1,000 + $95 ÷ 15,000)

Blue Cash Everyday® Card from American Express

Bonus: Up to $250: up to $150 back on PayPal purchases in the first 6 months (20% statement credit up to $150) and $100 statement credit after spending $2,000 on purchases in the first 6 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpp (cost per point): $8 ($2,000 ÷ $250); $8 ($2,000 + $0 ÷ $250)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THIS CARD

Blue Cash Preferred® Card from American Express

Bonus: $250 statement credit after spending $3,000 on purchases in the first 6 months. Terms Apply
Cost for card: $95 annual fee (see rates and fees)
cpp (cost per point): $23 ($3,000 ÷ $250); $12.38 ($3,000 + $95 ÷ $250)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THIS CARD

The Delta SkyMiles® Blue American Express Card

Miles: 10,000 miles spending $1,000 on purchases in the first 6 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpm (cost per mile): $0.10 ($1,000 ÷ $10,000); $0.10 ($1,000 + $0 ÷ 10,000)

LEARN MORE ABOUT THIS CARD

Capital One Quicksilver Cash Rewards Credit Card

Bonus: $200 after spending $500 on purchases in the first 3 months
Cost for card: $0 annual fee
cpp (cost per point): $2.50 ($500 ÷ $200); $2.50 ($500 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THIS CARD

Capital One SavorOne Cash Rewards Credit Card

Bonus: $200 after spending $500 on purchases in the first 3 months
Cost for card: $0 annual fee
cpp (cost per point): $2.50 ($500 ÷ $200); $2.50 ($500 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

LEARN MORE ABOUT THIS CARD

Capital One VentureOne Rewards Credit Card

Miles: 20,000 after spending $500 in the first 3 months
Cost for card: $0 annual fee
cpm (cost per mile): $0.025 ($500 ÷ 20,000); $0.025 ($500  + $0 ÷ 20,000)

LEARN MORE ABOUT THIS CARD

Chase Freedom Unlimited®

Bonus: 3% cash back on up to $20,000 your first year ($300 value), 6.5% cash back on travel booked through the Chase travel portal, and 4.5% cash back at drugstores and restaurants your first year
Cost for card: $0 annual fee
cpp (cost per point):

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

Chase Freedom Flex℠

Bonus: $200 after spending $500 in 3 months
Cost for card: $0 annual fee
cpp (cost per point): $2.50 ($500 ÷ $200); $2.50 ($500 + $0 ÷ $200)

This card is one of our 10 best balance transfer credit cards with 0% intro APR.

Citi Rewards+ Card

Points: 15,000 after spending $1,000 in 3 months
Cost for card: $0 annual fee
cpp (cost per point): $0.067 ($1,000 ÷ 15,000); $0.067 ($1,000 + $0 ÷ 15,000)

Fidelity Rewards Visa Signature Card

Bonus: $100 after spending $1,000 in the first 90 days
Cost for card: $0 annual fee
cpp (cost per point): $10 ($1,000 ÷ $100); $10 ($1,000 + $0 ÷ $100)

LEARN MORE ABOUT THIS CARD

The Delta SkyMiles® Gold American Express Card

Miles: 40,000 Delta Airlines miles after spending $2,000 in the first 6 months. Terms Apply
Cost for card: $99 annual fee (waived the first year) (see rates and fees)
cpm (cost per mile): $0.05 ($2,000 ÷ 40,000); $0.05 ($2,000 + $0 ÷ 40,000)

LEARN MORE ABOUT THIS CARD

Delta SkyMiles® Gold Business American Express Card

Miles: Limited Time Offer 50,000 Delta Airlines miles after spending $2,000 in the first 3 months. Terms Apply
Cost for card: $99 annual fee (waived the first year) (see rates and fees)
cpm (cost per mile): $0.04 ($2,000 ÷ 50,000); $0.04 ($2,000 + $0 ÷ 50,000)

LEARN MORE ABOUT THIS CAR3

Hilton Honors American Express Card

Points: 80,000 Hilton points after spending $1,000 in 3 months. Terms Apply
Cost for card: $0 annual fee (see rates and fees)
cpp (cost per point): $0.01 ($1,000 ÷ 80,000); $0.01 ($1,000 + $0 ÷ 80,000)

LEARN MORE ABOUT THIS CARD

Delta SkyMiles® Platinum Business American Express Card

Miles: Limited Time Offer 60,000 Delta Airlines miles and 5,000 MQMs (Medalion Qualification Miles ) after spending $3,000 in the first 3 months. Terms Apply.
Cost for card: $250 annual fee (see rates and fees)
cpm (cost per mile): $0.05 ($3,000 ÷ 60,000); $0.05 ($3,000 + $250 ÷ 60,000)

LEARN MORE ABOUT THIS CARD

Southwest Rapid Rewards® Plus Credit Card

Points: 75,000 points: 75,000 points after spending $3,000 in the first 3 months
Cost for card: $69 annual fee
cpp (cost per point): $0.04 ($3,000 ÷ 75,000); $0.04 ($3,000 + $69 ÷ 75,000)

Southwest Rapid Rewards® Premier Credit Card

Points: 75,000 points: 75,000 points after spending $3,000 in the first 3 months
Cost for card: $99 annual fee
cpp (cost per point): $0.04 ($3,000 ÷ 75,000); $0.04 ($3,000 + $99 ÷ 75,000)

Southwest Rapid Rewards® Priority Credit Card

Points: 75,000 points: 75,000 points after spending $3,000 in the first 3 months
Cost for card: $149 annual fee
cpp (cost per point): $0.04 ($3,000 ÷ 75,000); $0.04 ($3,000 + $149 ÷ 75,000)

United℠ Explorer Card

Miles: 60,000 miles: 60,000 miles when you spend $3,000 on purchases in the first 3 months.
Cost for card: $95 annual fee, waived the first year
cpm (cost per mile): $0.05 ($3,000 ÷ 60,000); $0.05 ($3,000 + $0 ÷ 60,000)

U.S. Bank Altitude® Go Visa Signature® Card

Bonus: 20,000 points: 20,000 points after spending $1,000 in the first 90 days
Cost for card: $0 annual fee
cpp (cost per point): $0.05 ($1,000 ÷ 20,000); $0.05 ($1,000 + $0 ÷ 20,000)

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For Amex Cash Magnet rates and fees, click here.
For Amex Blue Cash Everday rates and fees, click here.
For Amex Blue Cash Preferred rates and fees, click here.
For Blue Delta Skymiles rates and fees, click here.
For Delta Skymiles Gold rates and fees, click here.
For Delta Skymiles Gold Business rates and fees, click here.
For Amex Hilton rates and fees, click here.
For Delta Platinum Business rates and fees, click here.

Traveling Well For Less has partnered with CardRatings for our coverage of credit card products. Traveling Well For Less and CardRatings may receive a commission from card issuers.


Chase Sapphire Preferred® Card

The Chase Sapphire Preferred is the best card for beginning travel hackers. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.  
My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining , $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.
 

Chase Freedom Unlimited®

The Chase Freedom Unlimited is one of my favorite cards for earning cash back card and travel rewards. It offers a welcome offer of 3% cash back = an extra 1.5% cash back on up to $20,000 in purchases your first year.
 
My favorite perks about this card are earning 6.5% cash back on travel booked through the Chase Travel Portal , 4.5% cash back at drugstores and restaurants, unlimited 1.5% cash back on all purchases and no annual fee. When paired with cards like the Chase Sapphire Reserve® Card, you can use your points to travel for free.
 

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Sunday 21st of December 2014

[…] Ultimate Parisian Guide to Paris 25 Credit Cards with Low Minimum Spending Requirements. If you are interested in travel hacking with credit cards and miles, this article will probably be […]

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