Chase Freedom 5% Cash Back Ending

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If you have the Chase Freedom Flex℠ and the Chase Freedom Unlimited® you may have been enjoying earning 5% cash back (5X points) at grocery stores. But the Chase Freedom 5% cash back bonus is ending on January 13, 2021.

Update: the grocery store bonus is extended.

Over the summer Chase added 5% cash back on groceries the Chase Freedom Flex and the Chase Freedom Unlimited®, adding another great benefit to these no annual fee cards.

The 5% cash back or 5X points offer applied to all grocery purchases (Target and Walmart excluded) up to $12,000 during the first 12 months of having the card.

But that limited time offer is coming to an end on January 13, 2021.

Still Time to Get 5 % Cash Back

You will still get 5% cash back on groceries after that date if you haven’t already met the $12k max threshold if you currently have those cards.

But new applications for those cards after that date will not have the 5% cash back grocery benefit.

Pro-tip: If you want that perk and don’t have the Chase Freedom Flex or the Chase Freedom Unlimited, you can still get those cards. As long as you submit your application by January 12, 2021.

Chase Freedom Flex℠

Signup Bonus: $200 after spending $500 in purchases in the first 3 months

What’s Great About the Chase Freedom Flex Card:

• 5% cash back at grocery stores up to $12,000 your first 12 months (excluding Target & Walmart)
• 5% cash back when you book travel through the Chase Ultimate Rewards Portal
• 5% cash back on travel through the Chase portal
• 3% cash back at restaurants and drugstores
• Unlimited 1% cash back on all other purchases
• No annual fee

You get 5% cash back on Lyft rides through March 2022 and three free months of DashPass.

The Chase Freedom Flex is easy to use. You earn 5% back on groceries and travel, 3% back on dining and drugstores, and unlimited 1.5% cashback on all other purchases.

You can use your points for free travel when you have cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or the Ink Business Preferred® Credit Card.

But you don’t want to use this card when traveling outside of the US because it charges a 3% foreign transaction fee.

Pro-tip: You get 0% intro APR on purchases for the first 15 months you have this card.

LEARN MORE HERE

Chase Freedom Unlimited®

Sign-up Bonus: An additional 1.5% cash back on all purchases your first year up to $20,000

What’s Great About The Chase Freedom Unlimited® :

• 5% cash back when you book travel through the Chase Ultimate Rewards Portal
• 3% cash back at restaurants including delivery and takeout and at drugstores
• Earn unlimited 1.5% cash back on all other purchases
• No annual fee

You get 5% cash back on Lyft rides through March 2022 and three free months of DashPass.

The Chase Freedom Unlimited is one of the best travel rewards credit cards because it’s simple to use and you earn unlimited 1.5% cashback on all eligible purchases.

Pair with cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card or the Ink Business Preferred® Credit Card and use your points to travel for free.

You shouldn’t use this card when traveling outside of the US because it has a 3% foreign transaction fee.

Pro-tip: You get 0% intro APR on purchases for the first 15 months you have this card.

LEARN MORE ABOUT THE CHASE FREEDOM UNLIMITED®

Conclusion

The Chase Freedom 5% cash back bonus on the Chase Freedom Flex and Chase Freedom Unlimited is ending on January 13, 2021.

The bonus applies to grocery store purchases up to $12,000 the first 12 months you have either of these cards.

You can still get this perk if you grab these cards by January 12, 2021.

Have you maxed out your 5% grocery perk?

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Capital One Venture X Business

With the Capital One Venture X Business the welcome offer is 150,000 mile bonus after spending $30,000 on purchases in the first three months.

 

My favorite perks about this card are free Capital One Lounge access, earning 2X points on all purchases, and transferring miles to over 15 travel loyalty programs.

 

Learn more about the Capital One Venture X Business and how to apply

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the best card to get started in the world of miles and points. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.You can get up to $1,050 in Chase Travel value: the 60k points are worth $750 when booked through the Chase Travel portal. And you get up to $300 in statement credits on travel booked through the Chase portal your first year.

 

My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining, $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.

 

Learn more about the Chase Sapphire Preferred® Card and how to apply