14 Credit Cards With No Minimum Spending Requirement

Update: Some of the credit card offers in this post are no longer available. Check our credit card page for the latest offers.

You can travel sooner with credit cards that have no minimum spending requirement because you get your miles or points sooner.

Duomo 14 Credit Cards With No Minimum Spending Requirements Traveling Well For Less

One credit card could get you to Milan to see the Duomo

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Travel now, instead of waiting

Credit card offers change frequently. My post on credit cards with no minimum spend requirements is out of date so it’s time for an updated list.

The quickest way to get free airfare and hotel stays is by signing up for travel rewards cards with no minimum spend requirements.

You can get 10,000 to 50,000 miles and points from credit card bonuses which could get you a free airline ticket or two or free hotel nights.

You can lower your travel expenses and travel for free with no minimum spend credit cards. No minimum spend credit cards are a great way to get started collecting miles and points for free travel. And you don’t have to wait months before you can start traveling.

14 Credit Cards With No Minimum Spending Requirement

When this post was published in May 2014, there were 14 credit cards with no minimum spending requirement. Currently, there aren’t as many travel rewards cards that give you benefits without any spending requirement.

This post has been updated to reflect current offers. Cards that have a spending requirement have been removed. Check our credit card page for the latest offers.

You can find an alphabetical list of no minimum spending requirement credit cards here.

Miles/Points: “free” bonus miles/points upon approval or first use
Bonus Miles/Points: additional miles/points when you spend a certain amount
Cost for card: annual fee, most waive the fee for the first year
cpm (cost per mile) and cpp (cost per point): the cost for “free” miles and “free” points

Radisson Rewards Premier Rewards Visa Signature^® Card

Points: 50,000 Club Carlson Gold points after first purchase
Bonus points: 35,000 Gold points after spending $2,500 within 90 days
Cost for card: $75 annual fee
cpp (cost per point): $0.00002 ($1 ÷ 50,000); $0.002 ($1 + $75 ÷ 50,000)
cpp (cost per point): $0.03 ($1 + $2,500 ÷ 85,000); $0.03 ($2,500 + $75 ÷ 85,000)

Radisson Rewards Business Visa Credit Card

Points: 50,000 Club Carlson Gold points after 1st purchase
Bonus points: 35,000 Gold points after spending $2,500 within 90 days
Cost for card: $60 annual fee
cpp (cost per point): $0.00002 ($1 ÷ 50,000); $0.002 ($1 + $60 ÷ 50,000)
cpp (cost per point): $0.03 ($2,500 ÷ 85,000); $0.03 ($2,500 + $60 ÷ 85,000)

Lufthansa Premier Miles & More® World MasterCard®

Miles: 50,000 Lufthansa miles after first purchase and payment of annual fee
Cost for card: $89 annual fee
cpm (cost per mile): $0.00002 ($1 ÷ 50,000)
cpm (cost per mile): $0.0018 ($1 + $89 ÷ 50,000)

The US Airways® Premier World MasterCard®

This card is no longer available. Check our credit card page for the latest offers.

Which of the 14 no minimum spend credit cards are you applying for?

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the best card to get started in the world of miles and points. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.

My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining, $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.

Learn more about the Chase Sapphire Preferred® Card and how to apply

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is one of my favorite cards for earning cash back card and travel rewards. It offers a welcome offer of an additional 1.5% cash back on all your purchases up to $20,000 your first year.

My favorite perks about this card are earning 5% cash back on travel booked through the Chase Travel Portal, 3% cash back at drugstores and restaurants (including delivery and takeout), 1.5% cash back on all other purchases and no annual fee. When paired with cards like the Chase Sapphire Reserve® Card or Ink Business Cash® Credit Card, you can use your points to travel for free.