What are the best Hilton credit card offers? That’s what reader Aric wants to know. Let’s take a look at the current welcome offers/bonuses for the Hilton credit cards.
Reader Aric emailed asking, “What is the best deal right now on getting a Hilton Honors credit card?”
The best Hilton credit card offers are up to 150,000 points.
Best Hilton Credit Card Offers

Photo courtesy: Conrad Maldives
There are four Hilton credit cards, each offering different perks:
- Hilton Honors American Express Card
- Hilton Honors American Express Business Card
- Hilton Honors American Express Aspire Card
- Hilton Honors American Express Surpass® Card
Currently, the highest Hilton credit card welcome bonus/offers are on The Hilton Honors American Express Business Card and Hilton American Express Aspire Card.
If you’re in the market for a business card, you can earn 130,000 points after spending $6,000 on purchases in the first six months on the Hilton Honors American Express Business Card. The annual fee is $195. (see rates and fees). Terms Apply.
The Hilton Honors American Express Card is offering 80,000 points after spending $2,000 on purchases within the first 6 months. This card has no annual fee! (see rates and fees) Terms Apply.
Whereas Hilton Honors American Express Surpass® Card has a 130,000 point offer after spending $3,000 in the first six months after account opening. The annual fee is only $150. (see rates and fees) Terms Apply.
You can earn 150,000 Hilton points after spending $6,000 in purchases within 6 months from the Hilton American Express Aspire Card. But it comes with a $550 annual fee. Terms Apply
But which is the best Hilton credit card offer?
Hilton Honors American Express Card

Use your points to stay free at the Hilton Waikoloa Village
Photo courtesy: Hilton Waikoloa Village
With the Hilton Honors American Express Card, you can earn:
- 80,000 Hilton Honors points after spending $2,000 in purchases within the first 6 months of having your card.
- Free Silver status (free Wi-Fi, late checkout, and 2 bottles of water) Enrollment is required for select benefits
- Gold status after spending $20,000 in a calendar year
- 7 points per $1 spent at all Hilton hotels and resorts
- 5 points per $1 spent at US restaurants including takeout and delivery, US supermarkets, & US gas stations
- 3 points per $1 spent on all other eligible purchases
- No annual fee (see rates and fees)
- Terms Apply
The biggest advantage of this card is the lower minimum spend, no foreign transaction fees, and no annual fee. (see rates and fees)
But you can only get the welcome offer/bonus for each American Express card (personal or business) once in your lifetime.
So if you have already received a welcome offer/bonus on the Hilton Honors card then you can’t get a second welcome offer/bonus on the same card.
But you could get the welcome offer/bonus for the Hilton Honors Surpass card.
Pro-tip: You can get the bonus if you were an authorized user but never a cardholder.
Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card offers:
- You can earn 130,000 Hilton Honors points when you spend $6,000 on purchases in the first 6 months of having the card.
- Free Gold status (free breakfast, free upgrades, free Wi-Fi, late check-out, and 2 bottles of water)*
- Diamond status after spending $40,000 in a calendar year
- $240 yearly Hilton credit ($60 per quarter)
- Free National Car Rental Emerald Club Executive Status
- 12 points per $1 directly with Hilton hotels and resorts
- 5 points per $1 spent on all other eligible purchases on the first $100k per calendar year, then 3 points per $1
- No foreign transaction fees (see rates and fees)
- Terms Apply
*Enrollment is required for select benefits
The Hilton Business card is a great card if you want to add another business travel rewards card to your wallet and if you regularly stay at Hilton hotels.
Because you get free Gold status, you get free breakfast and upgrades. The breakfast benefit is now a daily food and beverage credit of $10 to $25 per person for up to two guests. The credit amount depends on the Hilton hotel.
Remember to choose the food and beverage credit in your online profile. Look for the MyWay benefit.
You earn 12 points for every $1 spent at Hilton hotels and resorts with the Hilton Business card. You’ll earn 1,200 points per night on a $100 per night hotel.
And with 5 points per $1 on all other eligible purchases up to the first $100k a year, you’ll earn 500 points for every $100 spent. By the end of the month, you’ll have quite the stash of Hilton points.
The $195 annual fee (see rates and fees) is worth paying because of the food and beverage credit, upgrades, and high point earning.
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card includes:
- Earn 150,000 points after spending $6,000 on purchases in the first 6 months.
- Free Night every card anniversary
- $400 yearly Hilton resort credit
- Free Hilton Honors Diamond status. Enrollment is required for select benefits
- $200 yearly airline credit with chosen airline
- 14X points at Hilton hotels and resorts
- 7X points on flights booked with American Express Travel or directly with the airline and participating car rental companies
- 7X points at US restaurants including takeout and delivery
- 3X points on all other eligible purchases
- Terms Apply
If you stay at Hilton hotels, you should get the Hilton Honors American Express Aspire Card.
With free Diamond status, you get a free upgrade, free daily food and beverage credit or continental breakfast, free lounge access, free in-room premium Wi-Fi, free access to hotel fitness centers, late check out, and no resort fees on award stays.
The daily food and beverage credit i $10 to $25 per person for up to two guests. The amount varies depending on the Hilton hotel.
You have to choose the food and beverage credit in your online profile. Look for the MyWay benefit.
Pro-tip: Combine the $200 yearly airline credit with the $400 resort credit and you could get a free vacation!
This card no longer offers lounge access. But you can get free airport lounge access with these credit cards.
Pro-tip: Here’s how to get into every airport lounge without a credit card.
Hilton Honors American Express Surpass® Card

2 free nights plus points leftover!
The Hilton Honors American Express Surpass® Card perks include:
- Earn 130,000 Hilton Honors points when you spend $3,000 on purchases in the first 6 months of having the card.
- Free Gold status (free breakfast, free upgrades, free Wi-Fi, late check-out, and 2 bottles of water)
- Diamond status after spending $40,000 in a calendar year
- Free Night Award after spending $15,000 in a calendar year
- $200 yearly Hilton credit ($50 per quarter)
- Free National Car Rental Emerald Club Executive Status
- 12 points per $1 spent at all Hilton hotels and resorts
- 6 points per $1 spent at US restaurants including takeout and delivery, US supermarkets, & US gas stations
- 4 points per $1 spent on US online purchases
- 3 points per $1 spent on all other eligible purchases
- Terms Apply
If you want free breakfast and upgrades, you should get the Hilton Honors Surpass Card from American Express. The free breakfast benefit is a daily food and beverage credit of $10 to $25 per person for up to two guests. The amount varies depending on the Hilton hotel. You have to choose the food and beverage credit in your online profile. Look for the MyWay benefit.
With no foreign transaction fees and a low $150 annual fee (see rates and fees) this card pays for itself when you use the free night award and $200 yearly credit. Not counting the unlimited value of free room upgrades.
You earn 12 points for every $1 spent at Hilton hotels with the Hilton Surpass card. On a $100 per night hotel, you’ll earn 1,200 points.
Conclusion
The best Hilton credit card offers are on the Hilton Honors Card from American Express and Hilton Honors American Express Business Card.
If you want to earn more points when using your credit card, the Hilton Honors Aspire card and Hilton Honors Amerian Express Business card are the best picks.
Which Hilton card would you get?
Comment, tweet, or share this post.
Get the best credit card bonuses.
Follow us on Twitter | Facebook | Pinterest | Instagram | YouTube
Got a question? Or want help, suggestions, travel tips, learn how to travel for free, find out about travel deals, and maximize your miles and points? Use the subscription box below to sign-up and get post updates by email.
The information for the Hilton Honors American Express Aspire Card have been collected independently by Traveling Well For Less. The card details on this page have not been reviewed or provided by the card issuer. The Hilton Honors American Express Aspire Card is no longer available through TravelingWellForLess.
For the Hilton Surpass rates and fees, click here.
For the Hilton Honors rates and fees, click here.
For the Hilton Business rates and fees, click here.
Miles and Points Strategy Consultations
Traveling Well For Less has partnered with Your Best Credit Cards for our coverage of credit card products. Traveling Well For Less and YBCC may receive a commission from card issuers.
Tasheena
Sunday 18th of July 2021
So many amazing options, thanks for providing a breakdown for each one.
Nbam Ana
Sunday 18th of July 2021
Oh wow, it's great to know about the best Hilton credit card offers! Thanks for sharing the info 🙂
Jasmine Hewitt
Saturday 17th of July 2021
great roundup of info on hilton cards. I'll keep these in mind!
MELANIE EDJOURIAN
Saturday 17th of July 2021
It's great to hear that you can get so many different rewards with these cards.
Ivan M. Jose
Saturday 17th of July 2021
What wonderful destinations. The Hilton properties are always so unforgettable. I'm glad that they have partnered with credit card providers for those irresistible offers.