How to Choose a Southwest Business Card

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When you’re trying to earn a Southwest Companion Pass to get free flights for up to two years and there’s not a Companion Pass in one card shortcut, most people consider getting a Southwest business card.

But how do you decide which Southwest business card is right for you? Keep reading to learn how to choose a Southwest business card.

If you have a business, there are two Southwest business credit cards you can get: the Southwest® Rapid Rewards® Performance Business Credit Card and the Southwest® Rapid Rewards® Premier Business Credit Card.

Looking for a personal Southwest Airlines credit card so you can earn a Southwest Companion Pass with one card? Read how to decide which Southwest card to get.

Southwest® Rapid Rewards® Performance Business Credit Card

The Southwest® Rapid Rewards® Performance Business Credit Card is the best card if you fly on Southwest for work. You get more perks and earn more points with this card.

You can earn an 80,000 point bonus on the Southwest® Rapid Rewards® Performance Business Credit Card when you spend $5,000 on purchases in the first three months of opening your account.

As a frequent Southwest flyer, you’ll love the 4 upgraded boarding passes – guaranteed A1 to A15 boarding position.

Pro-tip: This card doesn’t offer airport lounge access. But there are many cards that give you free airport lounge access with your credit card.

The 365 inflight wi-fi credits of $8 each every year will keep you connected while flying so you can get work done and arrive at your destination ready.

Another perk of this card is a $100 Global Entry or $85 TSA PreCheck credit. You can avoid taking off your shoes and removing your laptop and liquids.

If you travel outside the United States for work, you can use this card in other countries because there are no foreign transaction fees.

You earn 4 points for every $1 spent on Southwest purchases and 3 points per dollar on Southwest hotel and car rental partners.  

When you use your card to pay for internet, cable, phone, ride share, social media, and search engine ads, you’ll earn 2 points for every $1. And you earn 1 point for every $1 spent on all other purchases.

Each year upon card renewal and payment of the $199 annual fee, you get 9,000 bonus points.

Pro-tip: The credit card bonus and yearly bonus points count towards earning the Southwest Companion Pass.

Southwest® Rapid Rewards® Premier Business Card

If you don’t use in-flight Wi-Fi, fly Southwest occasionally for work, and want a way to earn Southwest points on business expenses, you should get the Southwest® Rapid Rewards® Premier Business Credit Card.

You can earn a bonus of up to 120,000 points: 60,000 points after spending $3,000 on purchases in the first three months and an another 60,000 points after spending a total of $15,000 in the first 9 months that you have the Southwest® Rapid Rewards® Premier Business Credit Card.

When using this card for Southwest purchases you get 3 points for every $1 spent. You earn 2 points for every $1 spent on Rapid Rewards® hotel and car rental partners and 1 point for every $1 spent on all other purchases.

Because this card has no foreign transaction fees you can use it when you travel internationally.

Every year you renew your card and pay the $99 annual fee, you get 6,000 Companion Pass qualifying points.

Conclusion

Choosing the right card for your business can be confusing especially when there are two Southwest business cards to pick. Both cards offer great perks and benefits for business travelers.

If you fly on Southwest often and covet an A-1 to A-15 boarding position, use the inflight Wi-Fi, and want to earn the most points on business expenses, the Southwest® Rapid Rewards® Performance Business Credit Card is right for you.

When your flights are too short to use Wi-Fi or you rarely use it while flying and want to earn Southwest points with a lower annual fee, then get the Southwest® Rapid Rewards® Premier Business Credit Card.

Which Southwest business card are you going to get?

Miles and Points Strategy Consultations

Need help with your miles and points? You can book a miles and points consultation. Whether you're learning how to use travel rewards or have been in the game, this consultation is personalized for your needs. We can discuss credit cards, loyalty programs, anything and everything miles and points related.

 

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Schedule your miles and points consultation now.

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Capital One Venture X Business

With the Capital One Venture X Business the welcome offer is 150,000 mile bonus after spending $30,000 on purchases in the first three months.

 

My favorite perks about this card are free Capital One Lounge access, earning 2X points on all purchases, and transferring miles to over 15 travel loyalty programs.

 

Learn more about the Capital One Venture X Business and how to apply

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the best card to get started in the world of miles and points. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points after spending $4,000 in the first three months.You can get up to $1,050 in Chase Travel value: the 60k points are worth $750 when booked through the Chase Travel portal. And you get up to $300 in statement credits on travel booked through the Chase portal your first year.

 

My favorite perks about this card are earning 5X points on travel when booked through the Chase portal (2X if direct purchase), 3X points on dining, $50 yearly credit on hotels booked through the Chase portal, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.

 

Learn more about the Chase Sapphire Preferred® Card and how to apply