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I got a second Chase Ink Plus card for a separate business and you can too.
You can take a vacation to Hawaii using Chase Ultimate Rewards points
Chase Ink Plus offer
In July, one of my Chase bankers told me about the 70,000 Chase Ultimate Rewards points offer on the Chase Ink Plus.
I was tempted. But it was too soon.
I got the Southwest personal and Southwest business cards in June before the 50,000 Southwest points sign-up bonus offer ended.
But I have some large upcoming expenses for one of my businesses so I decided to take a chance.
Applying for a second Chase Ink card
I applied for my second Chase Ink Plus card (as a sole proprietor without an EIN and with my social security number) on August 26, but was not automatically approved.
I did not expect instant approval because of my recent Southwest applications in June and this would be my second Chase Ink Plus card. I got my first Chase Ink Plus card in April when Chase converted my Chase Ink Bold MasterCard to a Visa.
So I knew my application for my second Chase Ink Plus card would go to reconsideration.
When you apply online, if you aren’t instantly approved, you call the reconsideration line. But when you’re applying in the branch, a call to the reconsideration line isn’t an option.
Plus my banker said “These things (assuming he meant non-instant approvals) happen all the time. We usually hear back within 48 hours.”
What to do when you aren’t instantly approved
48 hours came and went without hearing anything.
I wasn’t worried, I assumed they were going through my application with a fine tooth comb. After all, it was only 2 months since my last Chase application. I hadn’t followed the 90 day rule so my credit score may not have had time to bounce back.
I decided to wait it out. Let the chips fall where they may so to speak.
If you aren’t instantly approved for a second Chase Ink Plus card, you should sit tight and wait.
Don’t call your banker. And don’t call the reconsideration line.
You know that saying, “No news is good news.” Follow it.
Happy days are here again
Well, I tried to be patient, but it’s not my strong suit. And I didn’t follow my own advice.
I called my banker on September 15 (20 days after I had applied) to see if there was any news.
The next day I got the “You’ve been approved. Welcome to Chase Ink Plus” email. And have my second Chase Ink Plus card in my hand.
Now I have to finish completing my $5,000 in minimum spending.
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DaddyTravels
Sunday 19th of October 2014
I had 2 recent Chase approvals (Marriott Rewards and United Chase Mileage Explorer card). They're 2 new cards I got at the end of July and August. I've only had 1 payment history so far on one of them. When I applied for the Ink Plus, my 2 new cards hurt my chances, even after calling the reconsideration line. I called them 2x and was advised on both occasions that after my app was declined. I was advised that I will be getting an explanation in writing as to why my application was declined. I've not received that yet, and it has been over 2 weeks since the application.
Debbie @ Traveling Well For Less
Monday 20th of October 2014
Hi DaddyTravels,
Sorry to hear that you were declined. From what you've said, is it correct to assume that you're new to Chase? If so, Chase often wants a history (aka relationship) with them for 6 months before additional new applications.
If that's not the case, then the trick (for the future) is to not call. Just wait it out.
Hope that helps.
Can You Get More Than 1 Chase Ink Plus Card? | Million Mile Secrets
Sunday 19th of October 2014
[…] Points Guy and Traveling Well For Less were approved for 2 Chase Ink Plus cards for separate […]
UAPhil
Wednesday 1st of October 2014
My in-branch application also took about 3 weeks to be processed. I also got the "you've been approved" EMAIL. Not sure why in-branch apps are taking so long to be processed.
Debbie @ Traveling Well For Less
Wednesday 1st of October 2014
Hi UAPhil,
Very strange that they're taking longer. But waiting a few weeks to get a 70,000 point bonus is okay with me. Glad you got approved also. :)
Points With A Crew
Tuesday 23rd of September 2014
You can also get an ink visa if you already got the ink MasterCard, right?
Mt understanding of the chase rules is that you can get a new bonus as long as it's a different card and chase treats visa and mc as two different kinds of cards
Debbie @ Traveling Well For Less
Tuesday 23rd of September 2014
Hi Points With a Crew,
Yes you can also get a Chase Ink visa if you already have the Chase Ink Mastercard.
But remember, Chase is converting the Chase Ink Mastercard to a Visa. So if yours hasn't been converted, it will be soon.
Once you get the email that your card is going to be converted, it will be too late to apply because then it's the same product.
Unless you have 2 businesses and then you can get a card for each business, like I did. ;)