The Credit Card Finder You Should Be Using: Card Match Tool

What you need to know about the credit card finder, CardMatch tool and how to use it. | travel hacking | credit cards | personal finance | free travel| Traveling Well For Less

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Finding the cash back, balance transfer, or 0% APR credit card is like finding a needle in a haystack. And when big sign-up credit card offers come around, sometimes it’s like a feeding frenzy. Where you need to jump on the deal before it ends. It makes you feel like you have to be on your computer all day, every day. If only there was a magic credit card finder.  You’re in luck because there is, CardMatch Tool.

Credit Card Finder: CardMatch Tool

You can find travel rewards and credit card offers using a credit card finder like the CardMatch tool. Traveling Well For Less
Photo credit: Pixabay
You can find travel rewards and credit card offers using a credit card finder like the CardMatch tool. Traveling Well For Less
Photo credit: Pixabay

So when Kelly emailed and asked:

How can I find travel rewards cards and credit card offers?

Here’s what I told her.

Kelly can use a special credit card finder like CardMatch tool to search for credit card offers.

One of the quickest and easiest ways to search for travel rewards cards offers is to use the CardMatch tool.

The CardMatch tool shows Kelly the best credit card offers. And it’s personalized for each user.

When Kelly enters her information, she’s shown the credit cards selected for her. If her husband enters his information, he’s shown travel rewards cards for him.

The same credit card offers might be shown to Kelly and her husband. But they might not.

So each person gets offers based on their credit score.

Why Use a Credit Card Finder Like CardMatch Tool

With all the travel rewards cards offers out there, why use a credit card finder like the CardMatch tool?

Because with the CardMatch tool, Kelly will save time. And as we all know time is money.

More Likely To Get Approved

Getting denied or the dreaded reconsideration for a credit card is a bummer. But when Kelly uses the CardMatch tool that’s less likely to happen. Because she’s more likely to get approved.

What’s great about using the CardMatch Tool is that Kelly is more likely to qualify for the offers shown. Her chances of getting approved for a credit card are greater when she uses the CardMatch Tool.

When using a credit card finder like the CardMatch tool, it shows lots of cards. So they aren’t considered pre-qualified offers.

A pre-qualified offer is where all Kelly would have to do is submit her information and she’d get the card. Kelly still has to apply for the credit card she’s interested in.

The credit card offers shown to Kelly using a credit card finder will be ones she’s more likely to get approved for.

No more applying and get denied. Kelly can apply for the credit cards she has a greater chance of getting approved for.

Targeted Offers

You can find targeted offers using a credit card finder like CardMatch tool. Traveling Well For Less
Find targeted offers using a credit card finder like CardMatch tool.
Photo credit: Pixabay

Targeted offers are some of the highest credit card signup bonuses. Travel rewards cards sign-up bonuses of 100,000 points are usually targeted offers.

Those offers are rarely available to everyone. The few times they are public offers, you have to quick. Because they could expire within days, sometimes hours.

By using a credit card finder, Kelly can search for her targeted offers online. Instead of waiting by her mailbox hoping to get one in the mail

Kelly can use the CardMatch tool to check for her targeted offers.

Read this post to find out if you can use someone else’s Amex Platinum RSVP Code for 100,000 points.

Doesn’t Affect Credit Score

A credit pull is not done when using the CardMatch tool. It’s a soft inquiry that does not appear on Kelly’s credit report.

So Kelly’s credit score is not affected when she uses the credit card finder. And she can use the CardMatch tool as often as she likes. Checking

Because the offers can change, she can check every day or every week to find her best-targeted offers. And her credit score won’t take a hit.

Kelly’s credit score won’t be affected.

Kelly’s credit score will change if she applies for a credit card. A hard inquiry occurs when Kelly applies for a credit card or takes out a loan.

A hard inquiry has a temporary effect on Kelly’s credit. Usually a matter of 50 points or so. However, the effect on each person’s credit score may vary.

And if Kelly’s approved for a new card, her score may increase. Because now her debt to credit ratio has improved.

Which Banks Have Offers on CardMatch

Kelly may be wondering if the CardMatch tool only offers certain credit cards offers. She shouldn’t worry because all the big banks are part of CardMatch:

  • American Express
  • Capital One
  • Chase
  • and more

So Kelly can find some of the most popular travel rewards cards. Assuming she’s targeted for those offers.

How to Use a Credit Card Finder, CardMatch Tool

Here’s how to use a credit card finder like the CardMatch tool.

1. Go to the CardMatch Tool website

Use a credit card finder like CardMatch tool to search for the best credit card offers.
Credit card finder: CardMatch tool

Kelly will enter her information: full name, address, and last 4-digits of her Social Security number. Then click the green box, “Get Matches.”

If Kelly wants a free credit report and score, she’ll keep the box checked and enter her email address. She’ll have to confirm her email address before receiving her credit report.

Or she can do like I did, and uncheck the box.

Pro-tip: Kelly can get your credit score for free from several credit cards. No need to signup for another service.

2. Accept the terms and conditions.

You have to agree to terms and conditions to use the CardMatch tool credit card finder. Traveling Well For Less
CardMatch tool terms and conditions

A popup box will appear with the terms and conditions. Kelly has to accept these before she can get her credit card offers.

She will check the box and then click the green “Submit” button.

 

CardMatch tool will check for your credit cards offers. Traveling Well For Less
It takes less than 60 seconds

Kelly will see another popup box telling her that they are searching for her matches. This takes 60 seconds or less.

I entered my information and it took about 5 seconds to pull up my matches using the credit card finder.

3. View Your Credit Card Offers.

CardMatch tool finds credit card offers for you. Traveling Well For Less
Which offers did you get?

In less than 60 seconds Kelly gets a list of targeted offers for travel rewards cards.

4. Apply for Credit Cards.

You can apply for credit cards in the CardMatch tool. Traveling Well For Less
Apply for new credit cards.
Photo credit: Pixabay

Kelly can apply for the offers she finds using the CardMatch tool. She can use the big green “APPLY NOW” button.

Kelly will get better offers with high sign-up bonuses if she has good credit. Usually, if she already has cards from one bank, she may not get any targeted offers from them.

But this wasn’t the case for me. Despite having 9 Chase cards, I still got targeted offers for four different Chase cards.

Conclusion

Kelly is looking for a new travel rewards card or other credit cards. She can use a credit card finder like the CardMatch tool.

The CardMatch tool is quick and easy to use. Kelly will get offers that she’s more likely to get approved for.

Especially targeted offers that aren’t available to the public. And using it won’t cause a hard inquiry on Kelly’s credit report.

Because the credit cards in the CardMatch tool can change, Kelly can search for new offers as often as she likes.

But she shouldn’t wait to apply. Because the best travel rewards cards and credit card offers can disappear.

Have you used a credit card finder like the CardMatch tool? If so, what credit cards were you offered?

Blog posts on how you can use travel rewards points:

Pin this to your travel, vacation, travel tips, or travel hack board:

What you need to know about the credit card finder, CardMatch tool and how to use it. | travel hacking | credit cards | personal finance | free travel| Traveling Well For Less

 

Find the best travel rewards and credit card offers. Use a credit card finder like CardMatch tool to search for big signup bonuses. Traveling Well For Less

 

Find the best travel rewards and credit card offers. Use a credit card finder like CardMatch tool to search for big signup bonuses. Traveling Well For Less

 

Find the best travel rewards and credit card offers. Use a credit card finder like CardMatch tool to search for big signup bonuses. Traveling Well For Less
Find the best travel rewards and credit card offers. Use a credit card finder like CardMatch tool to search for big signup bonuses. Traveling Well For Less

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Traveling Well For Less has partnered with CardRatings for our coverage of credit card products. Traveling Well For Less and CardRatings may receive a commission from card issuers.


Chase Sapphire Preferred

The Chase Sapphire Preferred is the best card for beginning travel hackers. It is the first card you should get to start traveling for free because the welcome offer is 60,000 points (after spending $4,000 in the first three months).
 
My favorite perks about this card are earning 2X points on travel and dining, no foreign transaction fees, and transferring points to 13 airline and hotel partners like Hyatt, United, and Southwest.
 

Debra Schroeder

Debra is a former 12-year travel industry executive and has traveled the world using airline miles and credit card points since 1994. She'll teach you the secrets of traveling well for less.

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21 Comments

  • The below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
  • Stacie @ Divine Lifestyle March 13, 2017 at 5:39 am

    This sounds like an excellent service. There are 1,000s of credit cards out there, and it can be difficult to find the one that fits you best.

  • Jeanette March 13, 2017 at 6:38 am

    This is perfect! I am actually looking for a new credit card and I was having a hard time figuring out the best way to go about this. It would definitely be using this. Thank you for sharing this.

  • My Teen Guide March 13, 2017 at 6:18 pm

    Wow! This is pretty amazing, I experienced to of the hardest part of finding the best credit card for me. I’m glad to know this card match tool.

  • Karlyn Cruz March 13, 2017 at 6:20 pm

    What an amazing service! I didn’t know that there are credit card finder, it will be easy to me for sure. Glad you shared this. Thanks!

  • Ann Bacciaglia March 13, 2017 at 6:33 pm

    I will have to check out CardMatch tool. It can be so overwhelming to choose the right credit card for you.

  • Dogvills March 13, 2017 at 6:52 pm

    This is the first time I’ve heard about the Card Match Tool. What an easy way to find the best card offers!

  • Lisa Favre March 13, 2017 at 8:43 pm

    This sounds like a neat service! There are so many different types of credit cards on the market so it’s hard to narrow down which one is best for each of us.

  • Oyinkan Ogunleye March 14, 2017 at 3:22 am

    Never heard of card match tool! this is great to know!

  • Ana Rose | Roads and Pages March 14, 2017 at 5:49 am

    I am not sure if we have that kind in our country. In fact, this is the first time that I have heard of it. I got my credit card from a local bank in here and applying credit cards is not easy more especially if it is your first time. There are so many requirements and sometimes despite those requirements, they still deny clients.

  • Eloise March 14, 2017 at 9:32 am

    what a great tool to taking the guessing work and time out of your day finding the right credit card! love this idea and think it’s going to be very helpful to those in need of credit cards : ) thanks for the in depth ‘how to’ apply…

  • adriana March 14, 2017 at 10:36 am

    This is really a great tool! I have a credit card I love, and it makes a huge difference when you can earn miles to travel by spending! Ha! Great post!

  • Up Run for Life March 14, 2017 at 11:03 am

    I will have to tell my husband about this. We are looking for a business card that earns rewards.

  • Echo March 14, 2017 at 2:31 pm

    This is fantastic! It is so smart to find a card that give you the benefits that you need and want.

  • Dhemz March 15, 2017 at 8:05 am

    wow, this is very cool to have. I would love to get one. Thanks for sharing!

  • Lynndee March 15, 2017 at 8:59 am

    I’ve never tried using the cardmatch tool yet. Sounds like a great tool. I will have to tell the hubs about it.

  • jo March 15, 2017 at 10:20 am

    That would be an easy peasy way for us to find the card that best suits our need. I haven’t tried CardMatch but I sure am interested to learn more about what it has to offer. No wasting time here with an “auto-summary” or instant comparison! 😀

  • Eileen March 15, 2017 at 3:08 pm

    There are so many credit cards out there, it’s good that there’s a tool like this to find which one is right for you. Definitely a valuable resource when it comes to choosing the right one.

  • Wildish Jess March 16, 2017 at 10:55 am

    I’ve been considering getting a new card. I’ll have to check this tool out!

  • Gabriel March 16, 2017 at 11:30 am

    We are almost to the point where we’ve rebuilt our credit enough that we can consider shopping for a card based on the perks, this is a powerful tool to have.

  • Shaney Maharaj March 16, 2017 at 11:35 am

    Wow, this is so cool. I’ve never heard of something like this before but I wouldn’t mind using it.

  • Chubskulit Rose March 17, 2017 at 4:53 am

    I love what Discover has to offer this year. This tool is great, you can really find cards that can offer a lot of perks.

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